Ké Concepts is a leading provider of credit management and lending solutions.

Our executive team has been collaborating on financial systems for the enterprise banking sector since 1998. Motivated by the lack of accessible, affordable, and locally relevant lending tools, Ké Concepts developed our flagship product CreditEase to fill the gap. Since its first release in 2000, CreditEase continues to address credit management and lending within the context of sub-Saharan Africa.

Ké Concepts offers deep understanding of the financial service industry and loan and credit cycles in particular. This adds great value to our products and enables us to provide specialised tools for niche financial markets.

Our business focus has shifted from delivering software to delivering business enablement. We’ve supported clients pursuing viable expansion into new markets and African growth strategies, financial inclusion in developing regions, and ensuring access to finance free from exploitation. In many instances this meant developing innovative credit services.

Our talented, results-oriented, team offers an impressive breadth of skills all along our service continuum: from sales to service to developers to consultants. Key players in the founding of our business remain actively involved in our journey forward, lending financial and technical knowledge to our strong entrepreneurial spirit. Our continuous improvement and sustained performance has been acknowledged time and again by industry leaders.

We remain firm supporter of transformation and are proud of the value our solutions are driving in Africa, particularly towards financial inclusion. Here at home, we continue to support broad-based black empowerment initiatives.

Ké Concepts is currently a 40 percent black-owned enterprise.

How can we help you?

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The Front Office (Origination) is designed to streamline automate and manage origination, risk assessment and disbursement processes.

The Back Office manages the entire lifecycle of the financial instrument, focusing on the raising, tracking and receipting of instalments and associated fees.

Soft Collections (Arrears Management) uses embedded iterative processes to successfully rehabilitate defaulting debtors.

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